Free Rs 1 Million Medical Treatment with PM Health Card 2026

By: Shazal Soomro

On: Thursday, January 29, 2026 3:51 AM

Free Rs 1 Million Medical Treatment with PM Health Card
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The Free Rs 1 Million Medical Treatment with PM Health Card 2026, also called the Sehat Sahulat Program, was officially brought back by Prime Minister Shehbaz Sharif. This card gives free medical care worth up to Rs 1,000,000 per family per year. Millions of people in Pakistan can get good health care and financial security through this program.

With a valid CNIC or B-Form, the Health Card 2026 lets you get care at certain hospitals without having to pay cash. It is one of Pakistan’s most important social welfare programs.

Key Features of PM Health Card 2026

  • Up to Rs 1,000,000 worth of free care per family per year
  • About 10 million people will be covered.
  • They work in Gilgit-Baltistan (GB), Azad Jammu & Kashmir (AJK), and Islamabad (ICT).
  • A cashless method for treatment no physical card needed
  • Some public and private hospitals offer this service.

What is PM Health Card 2026 program?

PM Health Card 2026 provides eligible Pakistani families free medical treatment up to Rs 1 million per year, including major surgeries, cancer treatment, dialysis, and other hospital-based care, ensuring financial security and cashless access at empaneled hospitals.

Who Can Apply?

Residents who are eligible are:

  • People who live in Islamabad permanently (ICT)
  • People who live in AJK and GB
  • Some people from ICT, AJK, and GB who live in Karachi (treatment at 16 approved hospitals)

Note: People who live in Punjab and KP are still covered by their own state plans.

Treatments Covered:

Priority Care (Major Diseases & Surgeries) – up to Rs 1,000,000 per year:

  • Heart surgeries
  • Cancer treatment
  • Dialysis
  • Neurosurgery
  • Organ transplants

Secondary Care (General Hospitalization) – up to Rs 60,000 per year:

  • General surgeries
  • Medical treatments requiring in-patient care

Do I need a physical card for treatment usage?

No physical card is required; verification is done using your CNIC or child’s B-Form at empaneled hospitals, allowing cashless treatment and eliminating the need for advance payment or reimbursement processes for eligible families.

How to Check Eligibility For Free Rs 1 Million Medical Treatment with PM Health Card 2026?

Via SMS:

  • Send your 13-digit CNIC (without dashes) to 8500
  • Receive instant eligibility confirmation

Online:

  • Visit the official Sehat Sahulat Program website
  • Enter your CNIC to check eligibility instantly

How to Use PM Health Card 2026?

  1. Check your status by text message or online.
  2. The website or app can help you find a hospital that is accepted. https://www.pmhealthprogram.gov.pk/
  3. Go to the Sehat Sahulat Facilitation Desk in the hospital.
  4. Show your child’s B-Form or CNIC.
  5. Get care without paying cash and without making an advance payment

Check Also: CM Punjab Bewa Sahara Card in KPK – Monthly 10000

Benefits of Free Rs 1 Million Medical Treatment with PM Health Card 2026:

  • Cashless Treatment Nationwide: Families who are eligible can get hospital care without having to pay anything up front. This makes it easier for them to pay for medical situations.
  • Protect your family for up to Rs 1 Million: Surgical procedures, dialysis, and organ transplants, which are very expensive, are totally covered. This keeps families from having to pay huge amounts of money out of pocket.
  • Access to Public and Private Hospitals: There is a large network of hospitals in Islamabad, AJK, and Gilgit-Baltistan that treat patients.
  • CNIC-Based Verification: You don’t need a real card; just a CNIC or B-Form is enough to get services quickly and easily.
  • Care First for Major Illnesses: The program gives immediate care to conditions like cancer, heart disease, and neurosurgery that can kill.
  • Financial security for low- and middle-income families: the plan makes medical costs less of a load on families’ budgets, so they can focus on their health without stress.

Does PM Health Card cover outpatient treatments as well?

Currently, the program only covers inpatient hospitalization and surgeries; routine outpatient visits, doctor consultations, and minor checkups are not included, focusing financial support on major health emergencies requiring hospital admission.

Conclusion:

The introduction of the Prime Minister Health Card in 2026 by Prime Minister Shehbaz Sharif is a big step forward for Pakistan’s health care system. Families who are eligible can now get free medical care up to Rs 1 million, which protects their health without putting a strain on their finances.

Check today to see if you qualify for Pakistan’s biggest universal health coverage program and protect the health of your family.

Shazal Soomro

Shazal is a writer at gcs.org.pk who enjoys sharing useful knowledge in a simple and engaging way. Passionate about learning and research, Shazal works to deliver helpful and easy-to-read content for students and general readers.
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