The CM Punjab Bahimat Buzurg Program is a government initiative by the Punjab government aimed at supporting financially vulnerable senior citizens. The program provides regular cash assistance to help elderly individuals meet their basic needs and maintain dignity.
It is managed under the Punjab Social Protection Authority (PSPA) and coordinated with the Benazir Income Support Program (BISP) for transparency and effective distribution.
Program Details:
- Monthly Stipend: PKR 2,000
- Payment Cycle: Quarterly (PKR 6,000)
- Managing Authority: Punjab Social Protection Authority
- Bank Partner: Bank of Punjab
Purpose of the Program:
The program emphasizes the following:
- Reducing the financial dependence of senior individuals
- Guaranteeing the dignity and social protection of senior citizens
- Guaranteeing a consistent quarterly salary
- Enhancing the quality of life for elderly individuals who deserve it
Key Updates for 2026:
The registration and payment procedure has been rendered more user-friendly as a result of the 2026 updates:
- Registration desks are now open on Saturdays, with a particular emphasis on the elderly and incapacitated.
- Enhanced verification and payment systems through the Bank of Punjab
- Streamlined ATM withdrawals to facilitate easier access to funds
- Improved collaboration with BISP to ensure transparent distribution
Eligibility Criteria for CM Punjab Bahimat Buzurg Program:
The subsequent prerequisites must be satisfied by applicants:
- 65 years of age or older
- A resident of Punjab
- Be a member of a household that is either deserving or impoverished
- A maximum of one eligible individual per family is permitted.
- Not currently receiving substantial government pensions
How to Apply Online for CM Punjab Bahimat Buzurg Program?
The application procedure has been simplified for senior citizens:
Step 1: Visit the Official Portal
Access the Bahimat Buzurg Program section on the Government of Punjab or PSPA website.
Step 2: Submit Registration Form
- Click on “Register”
- Enter CNIC details
- Provide household information
- Upload required documents
Step 3: Verification Process
- Applicants may be contacted by the Bank of Punjab to validate their eligibility
- Household verification may be implemented.
- Eligibility verified through the PSPA database
Step 4: Payment Approval
Approved applicants receive funds via Bank of Punjab ATM card.
Required Documents:
- CNIC that is valid
- Age verification (a CNIC is acceptable)
- Evidence of residency in Punjab
- Verification of poverty or income, upon request
Checking Payment Status:
ATM Method:
- Insert Bank of Punjab ATM card
- Enter PIN
- Select balance inquiry
Phone Inquiry:
- Call Bank of Punjab helpline
- Provide CNIC and card details
Transparency and convenience are guaranteed by the ability to withdraw payments from any ATM supported by the Bank of Punjab.
Benefits of the Program:
- Financial Independence
Senior citizens receive a steady stipend, allowing them to manage daily expenses without relying on family members or others. - Regular Income Support
Payments are issued quarterly, providing a predictable source of funds for essential needs like food, medicine, and utilities. - Reduced Family Burden
By supporting elderly family members, the program eases the financial responsibility on younger relatives. - Improved Quality of Life
Access to consistent cash assistance enables seniors to maintain a decent standard of living and access necessary services. - Dignity and Respect
Financial support helps seniors maintain their dignity, allowing them to live independently without feeling dependent. - Simplified Access to Funds
Through Bank of Punjab ATM cards, beneficiaries can easily withdraw funds without long queues or complicated procedures. - Transparent Payment System
The program’s coordination with PSPA and BISP ensures fair and secure distribution of funds to eligible citizens. - Prioritization of Vulnerable Groups
Elderly women and the most financially vulnerable individuals are given priority, ensuring support reaches those who need it most. - Enhanced Social Security
The program acts as a social safety net, helping elderly citizens manage unexpected expenses and maintain stability. - Government Commitment to Elder Welfare
The initiative reflects the Punjab government’s focus on elderly care, promoting social justice and protection for senior citizens.
The government’s dedication to social protection for older citizens is underscored by this initiative.
Helpline and Contact Information:
- Address: 78–79, D-Block, New Muslim Town, Wahdat Road, Lahore
- Phone: 042-99232359-60
- Working Hours: 09:00 AM – 05:00 PM
- Email: info@pspa.punjab.gov.pk
Conclusion:
The Bahimat Buzurg Program in 2026 ensures that elderly citizens receive consistent financial support, live independently, and maintain dignity. With updated registration processes, secure payments, and improved accessibility, the program effectively addresses the needs of Punjab’s senior population.
Frequently Asked Questions:
Which bank manages the payments?
All payments under the Bahimat Buzurg Program are processed through the Bank of Punjab, allowing beneficiaries to withdraw funds conveniently from any supported ATM.
Can more than one family member apply?
No, the program allows only one eligible individual per household to receive the stipend to ensure fair distribution among all applicants.
How can beneficiaries check their payment status?
Payment status can be checked by inserting the Bank of Punjab ATM card into an ATM and selecting “Balance Inquiry” or by contacting the Bank of Punjab helpline with CNIC and card details.
