Currency exchange rates aren’t just numbers on a screen they shape how families manage their monthly budgets, how businesses sign contracts, and how travelers plan cross-border trips. One of the most closely watched conversions in South Asia is INR to PKR Today, which tracks how much one Indian Rupee is worth in Pakistani Rupees.
As of 21 August 2025, the INR to PKR rate is Rs. 3.23, meaning ₹1 Indian Rupee equals Rs. 3.23 Pakistani Rupees. Over the past month, the exchange rate has remained fairly stable, moving only between Rs. 3.22 and Rs. 3.25. For traders, travelers, and remittance senders, such stability is useful in planning finances, much like the recent CM Punjab T Cash Card initiative, which also aims to make digital payments and currency transactions more reliable across the region.
INR to PKR Today – Buying and Selling Rates
Currency markets always show two types of values: buying rate and selling rate. These matter because the rate you see in the news is not always the exact rate you’ll get when you exchange money.
- Buying Rate: Rs. 3.23
- Selling Rate: Rs. 3.23
INR to PKR Conversion Table
Here’s a ready-made conversion chart for INR to PKR Today to help with quick calculations:
INR Amount | PKR Equivalent |
---|---|
1 INR | Rs. 3.23 |
10 INR | Rs. 32.30 |
50 INR | Rs. 161.50 |
100 INR | Rs. 323.00 |
500 INR | Rs. 1,615.00 |
1000 INR | Rs. 3,230.00 |
5000 INR | Rs. 16,150.00 |
10,000 INR | Rs. 32,300.00 |
INR to PKR Trend – August 2025
Looking at August 2025, the exchange rate has remained remarkably steady:
- Highest Rate: Rs. 3.25
- Lowest Rate: Rs. 3.22
- Average Rate: Rs. 3.23
For businesses and households, this kind of stability is reassuring. Sudden fluctuations often create uncertainty, but August’s consistent trend shows that neither INR nor PKR came under heavy pressure.
Historical View – INR to PKR Over the Last Year
To better understand today’s value, it helps to step back and look at how the exchange rate has behaved in the last 12 months:
- September 2024: 1 INR ≈ Rs. 3.15
- December 2024: 1 INR ≈ Rs. 3.20
- March 2025: 1 INR ≈ Rs. 3.24
- June 2025: 1 INR ≈ Rs. 3.22
- August 2025: 1 INR ≈ Rs. 3.23
Why INR to PKR Today Matters
The significance of the INR to PKR Today exchange rate goes far beyond banks and financial analysts. Different groups are affected in different ways:
1. Families Receiving Remittances
In Pakistan, many households depend on relatives working or studying in India. Every rupee sent home is carefully calculated. A steady conversion rate means families can budget more confidently.
2. Travelers Between India and Pakistan
Whether it’s for tourism, medical visits, or family reunions, travelers use the INR to PKR rate to plan accommodation, shopping, and travel costs. Even a difference of Rs. 0.10 per INR can make a big impact on larger budgets.
3. Businesses (Import & Export)
Companies dealing in textiles, agriculture, and IT often sign contracts priced in INR. Knowing the INR to PKR rate helps them lock in profits and avoid losses.
4. Freelancers and Remote Workers
Pakistani freelancers who work with Indian companies usually get paid in INR. Tracking the INR to PKR Today exchange rate ensures they understand exactly how much they’ll earn in Pakistani Rupees.
Factors Affecting INR to PKR Exchange Rate
The value of INR against PKR is not random several economic and political forces play a role:
- Inflation Rates: Higher inflation in one country reduces the value of its currency.
- Trade Balance: If Pakistan imports more from India than it exports, demand for INR rises.
- Political Stability: Uncertainty often weakens a currency.
- Government Policies: Decisions by the State Bank of Pakistan or the Reserve Bank of India can move rates.
- Global Trends: The performance of USD often impacts INR and PKR indirectly.
- Demand & Supply: More people buying INR in the market pushes the rate up, and vice versa.
INR to PKR Today vs Other Currency Pairs
The Indian Rupee is not only compared with the Pakistani Rupee. People often check its value against other currencies. Here’s how INR stacks up today:
Currency Pair | Today’s Rate (Aug 2025) |
---|---|
INR to PKR | Rs. 3.23 |
USD to PKR | Rs. 278.50 |
SAR to PKR | Rs. 74.20 |
AFN to PKR | Rs. 3.90 |
Interbank Rate vs Open Market Rate
There’s often confusion between interbank and open market rates:
- Interbank Rate: Official rate banks use for international transactions.
- Open Market Rate: The rate money exchangers offer to the public, which may include small margins.
Practical Examples – How INR to PKR Affects Daily Life
To see the real-world impact of the exchange rate, let’s consider some scenarios:
- A Pakistani student in Delhi sending home ₹10,000 → Family receives Rs. 32,300.
- A freelancer earning ₹50,000 a month → Income in Pakistan = Rs. 161,500.
- A traveler from India bringing ₹5,000 → Value in Pakistan = Rs. 16,150.
Tips for Exchanging INR to PKR Safely
Currency exchange can sometimes involve hidden charges. Follow these steps to protect your money:
- Check the latest INR to PKR Today rate from reliable sources before exchanging.
- Use licensed banks or authorized exchange companies instead of street vendors.
- Confirm if extra service charges apply.
- Compare interbank vs open market rates for large transactions.
- Use trusted currency converter apps (like XE or OANDA) for real-time updates.
Conclusion:
The INR to PKR Today exchange rate of Rs. 3.23 reflects a period of stability in the South Asian currency market. For families relying on remittances, businesses engaged in trade, travelers crossing borders, and freelancers working remotely, this steady trend is a welcome relief.
Although the current market is calm, it’s always wise to track updates because global events, inflation, and government policies can quickly shift rates. By staying informed, individuals and businesses can make smarter financial decisions.
FAQs on INR to PKR Today
1. What is the value of 1 INR in PKR today?
As of 21 August 2025, 1 INR = Rs. 3.23 PKR.
2. Does the INR to PKR rate change daily?
Yes. Rates fluctuate daily depending on supply, demand, and global factors.
3. Where can I check the live INR to PKR rate?
Banks, money exchange companies, financial news websites, and mobile apps.
4. Why is the INR to PKR Today rate important for families?
Because it determines exactly how much money they’ll get when receiving remittances from India.
5. What’s the difference between interbank and open market rates?
Interbank is the official bank-to-bank rate, while open market includes money exchangers’ fees.